July 13, 2020
AgencyHow Does Flood Insurance Work?
Flood insurance is a type of property insurance that is separate from your home insurance policy or commercial property policy. Damage due to floods are often excluded under basic property policies, which is why it is available to purchase through certain private insurers as add-ons or individual policies. Flood insurance policies come from […]
August 13, 2020
AgencyProtecting Yourself Against a Parked RV’s Liabilities
All RV insurance should include liability coverage to protect operators behind the wheel. However, there comes a point where someone will arrive at their destination and set up camp. At this time, driving liabilities will drop. However, liabilities associated with living in and around the RV will increase. If someone gets hurt at your campsite, […]
September 16, 2020
AgencyWhat Should I Do if I Wreck a Company Car?
If there’s anything worse than wrecking your personal car, it could be wrecking your company’s car. While you won’t necessarily bear the brunt of the repercussions, you could still find yourself in hot water if you cause an accident while driving a business vehicle. Stop, Stay and Call the Police Never leave the scene […]
October 16, 2020
AgencyExtra Insurance Options for Your Boat?
Extra Insurance Options for Your Boat Boats are fun vehicles that are often used to host parties, fish or simply surf the waters. A lot of boats are expensive and need the right type and amount of boat insurance to protect them. What Does Basic Boat Insurance Cover? Basic boat insurance policies cover: Physical […]
October 27, 2020
AgencyHow Does Compensation Work for Personal Belongings Insurance?
Under your home insurance policy, your items may be covered by personal belongings coverage. Whereas dwelling coverage covers the physical home and its attached structures, personal belongings coverage provides compensation for items within the home and even in your vehicle. What Does Personal Belongings Insurance Cover? Personal belongings coverage provides compensation if your personal […]
November 27, 2020
AgencyKnowing When It Is Time to Downsize Your Home
Knowing When It Is Time to Downsize Your Home While you are raising a family, you’re likely going to need a larger home. It helps to accommodate your ever-growing needs. But, there will come a time when having that much space might not seem practical any longer. Maybe your kids have moved away? Maybe […]
December 28, 2020
AgencyWho Should Be Covered Under My Car Insurance Policy??
Who Should Be Covered Under My Car Insurance Policy? When you purchase an auto insurance policy, you have the option to add other drivers to your policy. This isn’t a decision to take lightly, however, as listing other individuals on your policy can have an effect on your car insurance rates. Adding another driver […]
January 29, 2021
AgencyPhysical Damage Coverage for Boat Insurance?
Physical Damage Coverage for Boat Insurance When insuring your boat, you are probably most concerned with being able to use your policy to repair or replace it if it ever gets damaged or destroyed. While your boat insurance can provide the appropriate benefits, they are not guaranteed to cover 100% of potential damage. However, […]
February 26, 2021
AgencyExcess Flood Coverage for Homeowners
Excess Flood Coverage for Homeowners Most policies purchased through the National Flood Insurance Program have coverage limits of $250,000, and if a flood causes too much damage, homeowners may not have enough to rebuild or repair their homes. Learn how excess flood insurance can give homeowners the coverage they need below. Who Needs Excess Flood […]
March 24, 2021
AgencyCO: The Silent Killer
CO: The Silent Killer Do you know what carbon monoxide (CO) is? Did you know that it can kill you before you’re even aware that it’s in your home? Learn more about this silent killer below. What Is CO? Carbon monoxide (CO) is considered the “silent killer” because it is impossible to see, taste […]