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October 7, 2025
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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September 1, 2025
Agency

BOP Insurance Can Protect Your Assets

Investing in business insurance makes good financial sense. Most companies recognize the risks they face when confronted with a fire or a lawsuit. However, it only takes only a single incident like this to see just how financially devastating it can be. One simple and affordable way to protect your company is to purchase BOP […]
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July 7, 2025
Agency

Benefits You Need Alongside Your BOP

When you are insuring your small business, you want both affordability and manageability out of your benefits portfolio. Commercial insurers usually offer an insurance package known as a business owners policy (BOP) to help them get critical, essential coverage in one place and at a favorable price. However, in the greater scheme of things, BOPs […]
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June 1, 2025
Agency

Optimizing the Liability Insurance Within Your BOP

As a business owner, you have an obligation to implement proper risk management within your operations. Safety practices and quality control help you not only protect the business itself, but also be responsive to your customers. It is no secret that at times, your commercial mistakes could harm others. Even if you didn’t intent for […]
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May 5, 2025
Agency

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. However, Business Owners Policy plans do not always cover all areas […]
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April 2, 2025
Agency

What is a BOP?

Do you run a small business that employs fewer than 100 employees? You may be eligible for a business owner’s policy, or BOP. What does that mean? Every responsible business owner understands the important role business insurance plays in protecting company assets and liability risks. However, purchasing several policies and keeping up with the various […]
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March 3, 2025
Agency

What Are the Two Parts of a Business Owners Policy?

A business owners policy is a type of insurance policy designed for small businesses to cover a range of incidents. There are two main parts of a business owners policy: commercial property coverage and general liability insurance. Commercial Property Insurance Commercial property insurance covers physical property owned by the business. It provides compensation in case […]
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February 3, 2025
Agency

Say No to High Heating Bills

It’s fall and in most areas the weather is getting significantly colder. If you let too much of that cold air into your home, you could be paying more than you want to heat your home. So, take some time this month and take care of all those areas that are letting the cold air […]
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January 6, 2025
Agency

How to Think About Business Interruption Insurance

You expect commercial insurance to help pay for repairs related to business damage. The problem is, though, that many repairs take time. That’s a financial risk as well. What can you do during times of repairs or closure to keep the business on solid ground? Most businesses carry a form of coverage called business interruption […]
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December 2, 2024
Agency

Understanding a Business Owner’s Policy for Process and Service Companies

Operating a process company or a service company comes with many risks. From weather-related damage to injuries to your customers, the potential for your business to be shut down is real, and many business owners aren’t aware of measures they can take to mitigate risks. One step toward safeguarding your business is purchasing business insurance. […]
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