home insurance

It’s fall and in most areas the weather is getting significantly colder. If you let too much of that cold air into your home, you could be paying more than you want to heat your home. So, take some time this month and take care of all those areas that are letting the cold air […]

There’s nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you. Get a Home Alarm System and […]

As a homeowner, protecting your home is one of your top priorities. It’s the reason you purchased home insurance. Many homeowners think a policy they bought years ago, covers them completely today.  In reality, insurance coverage needs change over time. People who aren’t mindful of their policy could have home insurance gaps. Gaps could cost […]

Under your home insurance policy, your items may be covered by personal belongings coverage. Whereas dwelling coverage covers the physical home and its attached structures, personal belongings coverage provides compensation for items within the home and even in your vehicle.   What Does Personal Belongings Insurance Cover?  Personal belongings coverage provides compensation if your personal […]

  Flood insurance is a type of property insurance that is separate from your home insurance policy or commercial property policy. Damage due to floods are often excluded under basic property policies, which is why it is available to purchase through certain private insurers as add-ons or individual policies.   Flood insurance policies come from […]