October 16, 2020
AgencyExtra Insurance Options for Your Boat?
Extra Insurance Options for Your Boat Boats are fun vehicles that are often used to host parties, fish or simply surf the waters. A lot of boats are expensive and need the right type and amount of boat insurance to protect them. What Does Basic Boat Insurance Cover? Basic boat insurance policies cover: Physical […]
September 16, 2020
AgencyWhat Should I Do if I Wreck a Company Car?
If there’s anything worse than wrecking your personal car, it could be wrecking your company’s car. While you won’t necessarily bear the brunt of the repercussions, you could still find yourself in hot water if you cause an accident while driving a business vehicle. Stop, Stay and Call the Police Never leave the scene […]
August 13, 2020
AgencyProtecting Yourself Against a Parked RV’s Liabilities
All RV insurance should include liability coverage to protect operators behind the wheel. However, there comes a point where someone will arrive at their destination and set up camp. At this time, driving liabilities will drop. However, liabilities associated with living in and around the RV will increase. If someone gets hurt at your campsite, […]
July 13, 2020
AgencyHow Does Flood Insurance Work?
Flood insurance is a type of property insurance that is separate from your home insurance policy or commercial property policy. Damage due to floods are often excluded under basic property policies, which is why it is available to purchase through certain private insurers as add-ons or individual policies. Flood insurance policies come from […]
June 23, 2020
AgencyMotorcycle Maintenance Can Help You Avoid Problems
Summer is a great time to ride your motorcycle in the mountains of North Carolina. The temperatures and humidity are milder and the riding conditions often prove optimal. Still, riding on winding mountain roads that rise and fall rapidly poses its share of hazards. If your bike has not received maintenance, then it might not perform at […]
May 14, 2020
AgencyTransporting Your Boat This Summer
When 2020’s social distancing rules begin to wind down, it will soon be time for leisure activities once again. If water excursions are your thing, then you are probably excited to take your boat out on the water once again. However, getting there is half the fun. If you have to transport your boat on a trailer, […]
May 1, 2020
AgencyHow Much Protection Does Home Insurance Give Your Collectibles?
If you have home insurance, you may assume that it covers everything inside of your home. Or, you may know that you have a total limit for property coverage and think that’s all you need. The truth is that collectibles often fall under exceptions that mean you don’t have full coverage with just your standard home insurance policy. […]
March 16, 2020
AgencyWhen Do I Need A Commercial Drivers License?
You don’t need any sort of special license for driving a commercial vehicle if that commercial vehicle is a car or a pick-up or anything like that. CDL is short for Commercial Driver’s License, but not all commercial vehicles fit the bill. Just about any car you’d consider driving as a personal vehicle can be […]
February 21, 2020
AgencyCan You Get Evicted for Not Having Renters Insurance?
Not every apartment or rental property requires renters insurance, but the amount that do are steadily increasing. If your landlord requires tenants to carry renters insurance and you’re caught without, you could be evicted. This requirement must be specified in the lease, however. If there is no specification in the lease that you must carry […]
January 20, 2020
AgencyWhy You Must Make Sure Your Employees Take Safety Training Seriously
When you have safety training sessions, it’s important to make sure that your employees take them seriously. Too often, employees see it as something they just have to get through, and they don’t take in the information. There are several reasons why making sure employees have the right attitude helps your business. The Training Actually […]