November 30, 2023
AgencyGetting Your Boat Ready for Winter
Even in North Carolina, winter means you likely change your recreational habits. You may settle in for a new season of activity that doesn’t involve ocean sports. If you own a boat, this may mean you need to put it away for the season. You likely need to make preparations to keep your vessel in […]
October 17, 2023
AgencyDoes Car Insurance Cover Damage After A Hail Storm?
Hail is a type of weather phenomena that doesn’t come with every storm, and it’s often something that is very hard to predict. One piece of property that you might feel is a bit of a sitting duck in the face of hailstorms is your car. After all, it sits outside most of the time, […]
September 15, 2023
AgencyDoes Motorcycle Insurance Cover Track Days?
Most motorcycles need insurance because of the inherent risk associated with bike ownership. These are vehicles used not only on the highway, but also for a variety of recreational purposes. The question is, will insurance cover you during recreational events like track days? Often, standard policies won’t apply to track days automatically. However, that doesn’t […]
August 17, 2023
AgencyHow to Get Liability Insurance for a Local Sports Organization
The responsible operation of any sports organization requires accounting for various risks and exposures. While the world of athletics can be exciting and rewarding, inherent perils cannot be ignored. Sports organizations must prioritize understanding, implementing and maintaining adequate loss control measures, regardless of size or competition level. Fortunately, adequate liability insurance can provide significant financial […]
July 13, 2023
Agency5 Tips to Save Money on Your Homeowners Insurance Policy
Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now: 1. Deductibles: Think […]
June 15, 2023
Agency5 Things You Need to Know About Flood Insurance
Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning […]
May 18, 2023
AgencyBudgeting for Your First Apartment
Whether your decision to move into your first apartment is by your own choosing or the only option, it’s important to create a budget before you sign a lease. Here are five tips to help make your transition to your own place a good one, financially speaking. Know how much you have to devote […]
April 18, 2023
AgencyBOP Insurance for Small Retailers
Are you starting up your small retail location or looking for a way to safeguard your existing business? A business owner’s policy, or BOP insurance plan, can help you to get the financial protection you need. Any type of retail organization is going to need business insurance that’s customized to meet specific needs. BOP helps […]
March 28, 2023
AgencyDo I Need Year-Round Boat Insurance Coverage?
Everyone seems to change their habits with the seasons, even in north Florida where we have long periods of fair weather. There might come a time when you need to put away your boat until fairer weather beckons in spring. Still, when you store your boat you might wonder how to maximize your savings during […]
February 22, 2023
AgencyContractors Insurance
As a contractor, your business operations include many risks and exposures. Even daily tasks that may seem routine can expose your company and employees to significant perils. Furthermore, contracts generally include crucial deadlines and stringent requirements that, if unfulfilled, could lead to lawsuits and substantial financial consequences. With that in mind, your business must minimize […]