damage

Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning […]

Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. Flood insurance […]

Flood insurance is one of the types of home insurance that many people have misconceptions about owning and buying. Did you know that a standard home insurance policy usually will not pay for damage caused by a flood? If you do not purchase a separate flood insurance policy, you may be unable to overcome such […]

If there’s anything worse than wrecking your personal car, it could be wrecking your company’s car. While you won’t necessarily bear the brunt of the repercussions, you could still find yourself in hot water if you cause an accident while driving a business vehicle.   Stop, Stay and Call the Police  Never leave the scene […]