December 2, 2024
AgencyUnderstanding a Business Owner’s Policy for Process and Service Companies
Operating a process company or a service company comes with many risks. From weather-related damage to injuries to your customers, the potential for your business to be shut down is real, and many business owners aren’t aware of measures they can take to mitigate risks. One step toward safeguarding your business is purchasing business insurance. […]
October 7, 2024
Agency6 Ways to Save on Auto Insurance
Everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things you can do to reduce […]
September 2, 2024
AgencyWhat are Risk Management Services from Workers Compensation Insurance Plans?
Workers compensation insurance helps give you the financial protection against medical bills and lost time at work should an employee be injured on the job. However, the right business insurance provider can not only help cover those costs, but can also help to minimize the risk of injury at your workplace. As a small business, […]
August 5, 2024
AgencyBOP’s 3 Big Features: Property, Liability, and Interruption
A business owner policy, or BOP, is a type of business insurance plan. It combines several of the most common types of coverage that companies need to maintain – all at an affordable, bundled rate. As a business owner, speak to your agent about using a BOP, since it may help you to get the […]
July 1, 2024
AgencyStay Safe in the Sun
Though basking in the sun is relaxing and fun, it’s also dangerous for your health. Skin cancer is both dangerous and common—it’s the most common form of cancer in the United States and over 2 million people are diagnosed annually. Even more startling, sun exposure is the primary cause of over 90% of non-melanoma skin […]
June 3, 2024
AgencyDo I Need Business Insurance?
If you have a business of any sort, you need business insurance. Even small startup businesses should invest in certain amounts of business insurance. Industries that should carry high amounts of business insurance include: Restaurants/Service Trucking Manufacturing Construction Law Firms Technology Medicine This is not an extensive list, but these industries tend to have the […]
April 8, 2024
AgencyDo Contractors Need Equipment Breakdown Coverage?
Whether you are a general or specialized contractor, you probably know that it’s important to keep all of your projects on schedule and within budget. Any setback might put a dent in those plans, but you likely know that you can’t avoid every risk of something potentially going wrong. For instance, an unexpected problem with […]
March 8, 2024
AgencyHow to Prevent Home Insurance Claims
There’s nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you. Get a Home Alarm System and […]
February 26, 2024
AgencyHow Does Insurance Work When Renting a Boat?
Sometimes you just want to have fun out on the water without worrying about owning, storing and caring for a boat. Thankfully there are many options when it comes to renting a boat. Renting doesn’t save you from liability or property risks when it comes to operating a boat, however. You could still be held […]
January 31, 2024
AgencyInsuring Your Contracting Business
Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business. Property: Your business likely own physical assets. Protect these physical assets from damage, fire, weather incidents […]