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Homeowners Insurance

February 3, 2025
Agency

Say No to High Heating Bills

It’s fall and in most areas the weather is getting significantly colder. If you let too much of that cold air into your home, you could be paying more than you want to heat your home. So, take some time this month and take care of all those areas that are letting the cold air […]
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March 8, 2024
Agency

How to Prevent Home Insurance Claims

There’s nothing worse than coming home to find that your living space has been burglarized. While having homeowners insurance softens the blow, you would have been far better off had the incident never happened in the first place. Try these steps to prevent home burglary from happening to you. Get a Home Alarm System and […]
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December 14, 2023
Agency

How Gaps in Home Insurance Can Cost You Money

As a homeowner, protecting your home is one of your top priorities. It’s the reason you purchased home insurance. Many homeowners think a policy they bought years ago, covers them completely today.  In reality, insurance coverage needs change over time. People who aren’t mindful of their policy could have home insurance gaps. Gaps could cost […]
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July 13, 2023
Agency

5 Tips to Save Money on Your Homeowners Insurance Policy

Not all homeowners insurance policies are created equal. Just by talking to your independent agent and securing a policy that is the best fit for your individual needs, you can save hundreds of dollars per year on insurance payments. Here are five tips to help you discover how to start saving now:  1. Deductibles: Think […]
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November 2, 2022
Agency

Storm Safety for Manufactured Homes

While manufactured homes have their benefits, they’re also susceptible to damage from severe storms and tornados. In fact, about half of all deaths resulting from a tornado each year involve individuals who were inside of a manufactured or mobile home. But if you do your research and prepare for the worst, you can minimize the […]
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March 14, 2022
Agency

Home Security Systems: DIY or Hire a Professional?

It’s no surprise that a home security system greatly reduces your chance of a break-in, which is why many people are willing to invest in one for their house. Depending on your needs, newer technology means some facets of security can be easily installed by the homeowner. However, there are times when it is a […]
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September 10, 2021
Agency

5 Things Your Homeowners Insurance Covers That May Surprise You

For most of us, our home is the most expensive thing we will ever own. So it only makes sense to be sure our homeowners insurance will be there to provide coverage for the more common unexpected events such as fire, theft, wind or hail.  But there are some unusual circumstances that your homeowners insurance […]
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March 24, 2021
Agency

CO: The Silent Killer

CO: The Silent Killer   Do you know what carbon monoxide (CO) is? Did you know that it can kill you before you’re even aware that it’s in your home? Learn more about this silent killer below.   What Is CO?   Carbon monoxide (CO) is considered the “silent killer” because it is impossible to see, taste […]
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November 27, 2020
Agency

Knowing When It Is Time to Downsize Your Home

Knowing When It Is Time to Downsize Your Home   While you are raising a family, you’re likely going to need a larger home. It helps to accommodate your ever-growing needs. But, there will come a time when having that much space might not seem practical any longer.  Maybe your kids have moved away? Maybe […]
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October 27, 2020
Agency

How Does Compensation Work for Personal Belongings Insurance?

Under your home insurance policy, your items may be covered by personal belongings coverage. Whereas dwelling coverage covers the physical home and its attached structures, personal belongings coverage provides compensation for items within the home and even in your vehicle.   What Does Personal Belongings Insurance Cover?  Personal belongings coverage provides compensation if your personal […]
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