Flood Insurance

Floods are the most common disasters in the country. And as if that weren’t bad enough, they are also the most costly disasters to recover from. These facts make it easy to see why homeowners should consider flood insurance to protect their property and wallets. But understanding your coverage is just as important as owning […]

Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. Flood insurance […]

Flood insurance is one of the types of home insurance that many people have misconceptions about owning and buying. Did you know that a standard home insurance policy usually will not pay for damage caused by a flood? If you do not purchase a separate flood insurance policy, you may be unable to overcome such […]

Excess Flood Coverage for Homeowners Most policies purchased through the National Flood Insurance Program have coverage limits of $250,000, and if a flood causes too much damage, homeowners may not have enough to rebuild or repair their homes. Learn how excess flood insurance can give homeowners the coverage they need below.  Who Needs Excess Flood […]

  Flood insurance is a type of property insurance that is separate from your home insurance policy or commercial property policy. Damage due to floods are often excluded under basic property policies, which is why it is available to purchase through certain private insurers as add-ons or individual policies.   Flood insurance policies come from […]