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March 23, 2022
Agency

3 Tips for Lowering Your Renters Insurance

For what you pay, renters insurance offers great value. Twenty to thirty dollars per month can cover everything you own inside of your apartment, whether it’s clothing, sports gear, computers, electronics or furniture. If your possessions are damaged or stolen, you don’t have to suffer the loss of thousands of dollars. But even with rates […]
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March 14, 2022
Agency

Home Security Systems: DIY or Hire a Professional?

It’s no surprise that a home security system greatly reduces your chance of a break-in, which is why many people are willing to invest in one for their house. Depending on your needs, newer technology means some facets of security can be easily installed by the homeowner. However, there are times when it is a […]
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February 10, 2022
Agency

What Does Flood Insurance Cover?

Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. Flood insurance […]
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January 19, 2022
Agency

3 Tips to Save Money on Boat Insurance

Boat insurance might not always be required in the same way that states require auto liability insurance, but prudent boat owners certainly want to protect their investment against accidents or injuries. Boat owners should never assume that their auto or home insurance policies extend to their watercraft. Besides the actual boat, we also encourage our […]
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January 12, 2022
Agency

3 Ways to Prevent Boat Theft

Do you enjoy owning a personal watercraft? Thieves do too! From the smallest dinghy to the largest luxury yacht, about 700 boats are stolen across the US each month; and once stolen, vessels are rarely recovered. Knowing how to prevent boat theft can keep you and your vessel from becoming one of these sad statistics. […]
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December 15, 2021
Agency

Gap Insurance

Have you wondered what happens if your car is totaled? Most people assume that their insurance will cover the full cost of replacing the totaled vehicle, but this is often untrue. In many cases, your insurance will pay out the amount of what the car is currently worth, not what you originally paid or what […]
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November 18, 2021
Agency

3 Myths about Renters Insurance

There are more than 80 million Americans who rent apartments or houses as their homes. Often renters, especially college and grad students are in this group. Unfortunately, students and many other renters do not buy renters insurance, yet they would be better off with it. But, the three things renters insurance gives you—besides peace of […]
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October 11, 2021
Agency

5 Inexpensive Maintenance Tips to Keep You Safe on Your RV Trip

Your recreational vehicle may be one of your favorite investments. To keep your RV in good shape, you should also have a comprehensive RV insurance policy in place. It aids in protecting your investment from on-the-road risks such as car accidents, liability claims, and even some breakdowns.  The best way to keep RV insurance rates affordable is […]
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September 10, 2021
Agency

5 Things Your Homeowners Insurance Covers That May Surprise You

For most of us, our home is the most expensive thing we will ever own. So it only makes sense to be sure our homeowners insurance will be there to provide coverage for the more common unexpected events such as fire, theft, wind or hail.  But there are some unusual circumstances that your homeowners insurance […]
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August 16, 2021
Agency

Why Homeowners Should Consider Flood Insurance

Flood insurance is one of the types of home insurance that many people have misconceptions about owning and buying. Did you know that a standard home insurance policy usually will not pay for damage caused by a flood? If you do not purchase a separate flood insurance policy, you may be unable to overcome such […]
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