Homeowners Insurance

Under your home insurance policy, your items may be covered by personal belongings coverage. Whereas dwelling coverage covers the physical home and its attached structures, personal belongings coverage provides compensation for items within the home and even in your vehicle.   What Does Personal Belongings Insurance Cover?  Personal belongings coverage provides compensation if your personal […]

If you have home insurance, you may assume that it covers everything inside of your home. Or, you may know that you have a total limit for property coverage and think that’s all you need. The truth is that collectibles often fall under exceptions that mean you don’t have full coverage with just your standard home insurance policy.  […]

Home insurance is no replacement for health insurance. But you may be happy to know that your home insurance policy probably includes some protection for medical expenses. Your home insurance policy offers coverage for medical expenses on two fronts: Medical payments owed to others, and personal liability. Medical payments to others is a type of coverage that will […]

If you have a pool on your property, it won’t be long before you officially open it up for summer. You’ll probably have quite a few guests drop by for a swim from time to time. Still, whenever someone gets around the pool, they put themselves at-risk of an accident. By default, because it is […]