December 15, 2021
AgencyGap Insurance
Have you wondered what happens if your car is totaled? Most people assume that their insurance will cover the full cost of replacing the totaled vehicle, but this is often untrue. In many cases, your insurance will pay out the amount of what the car is currently worth, not what you originally paid or what […]
November 18, 2021
Agency3 Myths about Renters Insurance
There are more than 80 million Americans who rent apartments or houses as their homes. Often renters, especially college and grad students are in this group. Unfortunately, students and many other renters do not buy renters insurance, yet they would be better off with it. But, the three things renters insurance gives you—besides peace of […]
September 10, 2021
Agency5 Things Your Homeowners Insurance Covers That May Surprise You
For most of us, our home is the most expensive thing we will ever own. So it only makes sense to be sure our homeowners insurance will be there to provide coverage for the more common unexpected events such as fire, theft, wind or hail. But there are some unusual circumstances that your homeowners insurance […]
August 16, 2021
AgencyWhy Homeowners Should Consider Flood Insurance
Flood insurance is one of the types of home insurance that many people have misconceptions about owning and buying. Did you know that a standard home insurance policy usually will not pay for damage caused by a flood? If you do not purchase a separate flood insurance policy, you may be unable to overcome such […]
July 19, 2021
AgencySafeguarding Your Boat In A Marina
North Carolina is one of the United States’ most recognizable beach destinations. Vacationers flock to the area year-round because of the region’s favorable climates. Many of them are boaters who want to dock their vessels at one of the city’s multiple marinas. If you are one of these sailors, you’ll want safe harbor as well. […]
June 22, 2021
AgencyHow Much Does Your Auto Insurance Go Up After an Accident?
There are a lot of incidents that can cause your car insurance rates to go up, from accidents to a drop in your credit score. Accidents, however, are often the scariest and most uncertain incidents, especially when you aren’t sure what you will expect to pay afterward. On top of making sure everyone is okay, […]
September 16, 2020
AgencyWhat Should I Do if I Wreck a Company Car?
If there’s anything worse than wrecking your personal car, it could be wrecking your company’s car. While you won’t necessarily bear the brunt of the repercussions, you could still find yourself in hot water if you cause an accident while driving a business vehicle. Stop, Stay and Call the Police Never leave the scene […]
May 14, 2020
AgencyTransporting Your Boat This Summer
When 2020’s social distancing rules begin to wind down, it will soon be time for leisure activities once again. If water excursions are your thing, then you are probably excited to take your boat out on the water once again. However, getting there is half the fun. If you have to transport your boat on a trailer, […]
March 16, 2020
AgencyWhen Do I Need A Commercial Drivers License?
You don’t need any sort of special license for driving a commercial vehicle if that commercial vehicle is a car or a pick-up or anything like that. CDL is short for Commercial Driver’s License, but not all commercial vehicles fit the bill. Just about any car you’d consider driving as a personal vehicle can be […]
February 21, 2020
AgencyCan You Get Evicted for Not Having Renters Insurance?
Not every apartment or rental property requires renters insurance, but the amount that do are steadily increasing. If your landlord requires tenants to carry renters insurance and you’re caught without, you could be evicted. This requirement must be specified in the lease, however. If there is no specification in the lease that you must carry […]