Thursday, February 10, 2022Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. READ MORE >>
Wednesday, January 19, 2022Boat insurance might not always be required in the same way that states require auto liability insurance, but prudent boat owners certainly want to protect their investment against accidents or injuries. Boat owners should never assume that their auto or home insurance policies extend to their watercraft. READ MORE >>
Wednesday, January 12, 2022Do you enjoy owning a personal watercraft? Thieves do too! From the smallest dinghy to the largest luxury yacht, about 700 boats are stolen across the US each month; and once stolen, vessels are rarely recovered. Knowing how to prevent boat theft can keep you and your vessel from becoming one of these sad statistics. READ MORE >>
Wednesday, December 15, 2021Have you wondered what happens if your car is totaled? Most people assume that their insurance will cover the full cost of replacing the totaled vehicle, but this is often untrue. In many cases, your insurance will pay out the amount of what the car is currently worth, not what you originally paid or what you may owe on a lease or loan, which can cause problems. READ MORE >>
Tuesday, November 30, 2021When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.
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Thursday, November 25, 2021Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>
Tuesday, November 23, 2021A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>
Thursday, November 18, 2021In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.
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Thursday, November 18, 2021There are more than 80 million Americans who rent apartments or houses as their homes. Often renters, especially college and grad students are in this group. Unfortunately, students and many other renters do not buy renters insurance, yet they would be better off with it. READ MORE >>
Tuesday, November 16, 2021Everyone needs health insurance, now more than ever. With the COVID-19 pandemic in its second year, there has never been a better reminder that taking care of your health is key to remaining well and safe. The right health insurance can help make certain you receive both routine and critical medical care affordably at the time you need it. READ MORE >>