As Asheville and surrounding counties rapidly grow, contractors continue to play a vital role in our community—they get the job done while taking a lot of risks in the process.  We want to be a rich resource to our valued contractor customers and make sure they have the right insurance coverage to fit all their needs.

At a minimum, a contractor should have a 1 million dollar limit of liability and also consider Workers Compensation coverage for their employees.


But we’re here to maximize your coverage. Whether you are a plumber, painter, electrician, or general contractor, we have a plan and a policy to meet your needs.  Below are some coverages every contractor should think about; we can help you make the best decisions.

  • General Liability (Additional Limits)
  • Contractors Equipment 
  • Portable Tools
  • Installation coverage
  • Builders Risk coverage

Most jobs and contracts have specific insurance requirements, including defined general liability insurance limits, insurance company ratings, specific policy verbiage, additional insured status, and certificate requirements. Always make sure that your insurance company can provide specific limits and can meet all of your other requirements before purchasing a policy.

Our expert agents at General Insurance Services can help answer all your questions. They can help you develop a comprehensive insurance package to meet all the specific needs of your contracting company. For more information please visit us a

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